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MO-LH practice questions - frequently asked questions

Plain answers about how MO-LH Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real MO-LH exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The MO-LH exam spans 12 domains: Life — Types of Policies (10.34% of the exam); Life — Provisions, Riders, Options, and Exclusions (10.34% of the exam); Life — Completing the Application, Underwriting, and Delivering the Policy (8.28% of the exam); Life — Retirement and Other Insurance Concepts (5.52% of the exam); Accident and Health — Types of Policies (11.03% of the exam); Accident and Health — Policy Provisions, Clauses, and Riders (10.34% of the exam); Accident and Health — Social Insurance (4.14% of the exam); Accident and Health — Other Insurance Concepts (3.45% of the exam); Accident and Health — Field Underwriting Procedures (5.52% of the exam); Missouri Statutes, Rules, and Regulations Common to All Lines (10.34% of the exam); Missouri Statutes, Rules, and Regulations Pertinent to Life Only (10.34% of the exam); Missouri Statutes, Rules, and Regulations Pertinent to Accident and Health Only (10.34% of the exam). Every practice question on this site is tagged to one of these domains.

The domains are not weighted equally on the exam. By share of the marks: Accident and Health — Types of Policies 11.03%; Life — Types of Policies 10.34%; Life — Provisions, Riders, Options, and Exclusions 10.34%; Accident and Health — Policy Provisions, Clauses, and Riders 10.34%; Missouri Statutes, Rules, and Regulations Common to All Lines 10.34%; Missouri Statutes, Rules, and Regulations Pertinent to Life Only 10.34%; Missouri Statutes, Rules, and Regulations Pertinent to Accident and Health Only 10.34%; Life — Completing the Application, Underwriting, and Delivering the Policy 8.28%; Life — Retirement and Other Insurance Concepts 5.52%; Accident and Health — Field Underwriting Procedures 5.52%; Accident and Health — Social Insurance 4.14%; Accident and Health — Other Insurance Concepts 3.45%.

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